Label:

Description:

Hail Insight™

This event-driven hail data provides a proxy to pre-existing roof damage caused by hail events, in the form of a 10-point score. This hazard also displays the hail diameter size in inches at different radius points from the center of the hail storm at the address provided. This data is provided for the most recent and largest hail event dates. The Hail Event Risk Score is based on 3-years of historical hail event data, starting the day prior to the moment it is pulled.

Data Elements: Hail Event Risk Score, Hail Events 1.00-2.00”, Hail Events Greater Than or Equal to 2.00”, Most Recent Hail Event Date, Most Recent Maximum Diameter in Inches at Point, Most Recent Maximum Diameter in Inches (1 Mile Radius), Most Recent Maximum Diameter in Inches (3 Mile Radius), Most Recent Maximum Diameter in Inches (10 Mile Radius), Largest Hail Event Date, Largest Maximum Diameter in Inches at Point, Largest Maximum Diameter in Inches (1 Mile Radius), Largest Maximum Diameter in Inches (3 Mile Radius), Largest Maximum Diameter in Inches (10 Mile Radius).

Hail diameters less than 0.75" will not appear as hail events, as these hail diameters are deemed unsubstantial to the risk of pre-existing roof damage.

Note: This command is valid for all states.

Wildfire

This hazard assigns a fuel risk factor to the supplied address and displays the distance to the nearest high or very high fuel location. Wildfire risk score is a value determined by combining information from the wildfire and firebreak data sets. It uses this information to assign each address a risk score ranging from 1 (lowest risk) to 100 (highest risk).

Data Elements: Fuel Rank, Next Worse Fuel Rank, Distance to Next Worse, Direction to Next Worse, Bearing to Next Worse.

Note: This command is valid only in the following states: AK, AZ, CA, CO, FL, ID, MT, NM, NV, OK, OR, TX, UT, WA and WY.

Coastline

This hazard displays the distance to the nearest body of water along with the names of the nearest major and minor water features.

Data Elements: Distance to Coast, Direction to Coast, Minor Water Feature, Major Water Feature, Seaward Water Feature, Distance to Seaward Water Feature, Direction to Seaward Water Feature.

Note: This command is valid only in the following states: AK, AL, CA, CT, DE, FL, GA, HI, IL, IN, LA, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, OR, PA, RI, SC, TX, VA, WA, and WI.

Earthquake Fault

This hazard identifies the nearest earthquake fault and related details for the supplied address.

Data Elements: Distance to Fault, Fault Name, Age of Fault.

Note: This command is valid only in CA.

Earthquake Risk

This hazard identifies the Earthquake Risk, the Modified Mercalli Intensity (MMI) Score and MMI damage potential, soil type, and liquefaction risk for the supplied address.

Data Elements: Earthquake Risk Score, the Modified Mercalli Intensity (MMI) Score, MMI Experience, MMI Damage Potential, Peak Ground Acceleration Risk, Peak Ground Acceleration Score, and Soil Susceptibility Index.

Note: Default coverage will be the entire US.

Premium Tax

This data provides information on premium tax districts. The rules and taxing authorities vary by state.

Data Elements: Vary by state.

Note: This command is valid only in AL, AZ, CA, DE, FL, GA, IL, KY, LA, MD, MN, MS, NJ, NY, NC, ND, PA, SC and WV.

Sinkhole

This hazard identifies sinkhole collapse risk, sinkhole risk value and distance to high/very high risk for the supplied address.

Data Elements: Sinkhole Collapse Risk, Sinkhole Risk Value, Distance to High/Very High Risk.

Note: This command is valid only in FL.

Windpool

This hazard indicates whether the supplied address falls inside or outside a windpool zone. Windpool zones are coastal areas in hurricane-prone states that are eligible for participation in state-sponsored insurance pools.

Data Elements: Windpool Territory, Location of Risk.

Note: This hazard is valid only in AL, FL, GA, LA, MS, NC, NJ, SC, and TX.

Hail

This hazard assigns a hail risk factor to the supplied address and displays the potential of a hail event occurring in a given time period.

Data Elements: Hail Risk, 10-year Probability, Hail Risk Value.

Note: This hazard is valid in all states except AK and HI.

Wind Driven Water

This data assigns a storm surge risk factor for an address located in Gulf and Atlantic states. This is also referred to as hurricane driven water and storm surge. This risk deals with water that is pushed by high winds on shore and into bays, inlets, rivers and other water ways causing flooding.

Data Elements: Storm surge risk, Storm Surge Risk Value.

Note: This hazard is valid only in AL, CT, DC, DE, FL, GA, LA, MA, MD, ME, MS, NC, NH, NJ, NY, PA, RI, SC, TX and VA.

Hurricane

This data provides risk scores by county for tropical storms, hurricanes and intense hurricane force (category 3+) winds.

Data Elements: County, Yearly Probability of Tropical Storm Force winds, Yearly Probability of Tropical Storm Force in Vicinity, 50 Year Probability of Tropical Storm Force, Yearly Probability of Hurricane Force, Yearly Probability of Hurricane Force in Vicinity, 50 Year Probability of Hurricane Force, Yearly Probability of Intense Hurricane Force (Cat 3+),Yearly Probability of Intense Hurricane Force in Vicinity (Cat 3+), 50 Year Probability of Intense Hurricane Force (Cat 3+).

Note: This hazard is valid only in AL, CT, DE, FL, GA, LA, MA, MD, ME, MS, NC, NH, NJ, NY, RI, SC, TX and VA.

Damaging Winds

This data provides information relating to the risk of straight line winds, hurricane winds, tornadoes and an aggregate damaging wind risk score.

Data Elements: Straight Line Winds Risk Value, Risk of Hurricane Force Winds, 10-year Probability of Straight Line Winds, Hurricane Force Winds Risk Value, Risk of Hurricane Force Winds, 100-year Probability of Hurricane Winds, Tornado Winds Risk Value, Risk of Tornado Winds, 10-year Probability of Tornado Winds, Special Wind Region.

Note: This hazard is valid in all states except AK and HI.

Proximity to Wildland

This data provides information about structure density and proximity to wildland areas. Most large destructive wildfires occur at the interface of urban and wildland regions. Recent California fires are an excellent example of this, where fires that originate in undeveloped areas of national forests spread down canyons and slopes to areas where new housing developments lay. Firebreak data provides information about structure density and proximity to wildland.

Data Elements: Structure Density, Distance to Nearest Wildland, Direction to Nearest Wildland, and Bearing to Nearest Wildland.

Note: This hazard is valid only in AK, AZ, CA, CO, FL, ID, MT, NV, NM, OR, UT, WA and WY.

Fire Protection

This data provides information regarding the closest responding fire station, including: physical address, responding fire department, and department type.

Note: This command is valid for all U.S. states.

This hazard member can be used in place of the Fire Protection member above. This data provides information regarding up to the 4 closest responding fire stations, including those from mutual aid fire response areas. The data includes physical address, responding fire department and department type. Note: This command is valid for all U.S. states.

ESA (Elevation, slope, and aspect)

This data identifies elevation, slope, and aspect measurements for the supplied address.

Data Elements: Elevation (feet), SlopePercent, Slope (degrees), Aspect (direction slope faces), AspecDesc.

Note: Default coverage will be the entire US.

Flood

This hazard identifies a flood hazard zone and related details for the supplied address.

Data Elements: FEMA Community Code, FIRM Panel Number, Flood Zone, Coastal Barrier Res. Area, FIRM Panel Type, FIRM Panel Suffix.

Note: Default coverage will be the entire US.

Wildfire Risk Score

This data assigns a risk score ranging from 1 (lowest risk) to 100 (highest risk) to the supplied address. Wildfire risk score is a value determined by combining information from the wildfire and firebreak data sets.

Data Element: Wildfire Risk Score.

Note: This hazard is valid only in AK, AZ, CA, CO, FL, ID, MT, NV, NM, OK, OR, TX, UT, WA, and WY.

The wildlife risk score includes the preburn risk score.

When the current wildfire risk score is calculated, it takes into account areas where the brush (fuel for fire) has previously burned. This results in a reduced score based on the absence of brushfire risk.

The preburn wildfire risk score does not use the brushfire burn data. Instead, the score is calculated as if the previously burned brush still exists. This results in a higher risk score in areas where brush has previously burned.

After a number of years, the brush will most likely grow back. In that case, the preburn wildfire score and wildfire risk score will be the same.

Lava Flow

This data provides general lava flow hazard zones for the large island of Hawaii. This data depicts areas of lava flow for the five volcanoes on the island of Hawaii.

Data Elements: Hazard Zone, Mountain Zone.

Note: This hazard is valid only in HI.

Windblown Debris/Wind Speed Zone

This hazard defines regions where wind speed is 120 mph or greater and any area within one mile of the coast where the wind speed is less than 120 mph but greater than 110 mph.

Data Elements: Wind Speed Zone, Wind-Born Debris Region, Terrain Exposure Category.

Note: This command is valid only for FL.

Tsunami Evacuation Zone

This data shows planned areas of evacuation for the supplied address in the event of tsunami. This layer covers the entire state of Hawaii and is based on source data available from the Pacific Disaster Center (PDC).

Data Elements: Evacuation Zone, Evacuation Zone Name.

Note: This hazard is valid only in HI.

Custom Universal Rating Territories

Custom rating territories as defined by Universal.

Note: This command is valid only for FL, GA, HI, NC, SC.